Been in an accident and wondering how much money you should be getting?
Dealing with the other driver can turn your life upside down in seconds. The medical bills pile up, you can’t work and the insurance company is giving you lowball offers that won’t even cover the ER.
Here’s the problem
Most people have no idea what their case is actually worth. So they take whatever the insurance company offers and walk away with pennies on the dollar.
Without proper legal representation, you are leaving money on the table.
What you’ll discover
- Why Car Accident Victims Need Legal Representation
- How Lawyers Increase Settlement Values
- Understanding Your Case Worth
- The Real Cost of Going Without a Lawyer
Why Car Accident Victims Need Legal Representation
Did you know something that will shock you?
People with lawyers end up getting payout offers that are nearly three times higher than people who attempt to do their personal injury claims alone. That is not a typo – 3 times higher.
But here’s the kicker…
91% of claimants who have legal representation end up receiving a settlement payout while only 51% of non-lawyer accident victims receive compensation. Insurance companies employ teams of adjusters who have a vested interest in paying you as little as possible.
They know you don’t understand the law. They know you need money right now. And they will use every trick in the book to get you to take a lowball settlement offer.
This is why a skilled Chicago car accident lawyer is going to save you thousands.
A skilled lawyer knows exactly how insurance companies operate and will work to counter the ploys that insurance adjusters use to minimize payouts.
They understand the real value of your case – something that most accident victims drastically underestimate.
The insurance adjuster might offer you $15,000 in an attempt to get you to settle your case as soon as possible.
However, a skilled attorney knows that your case is worth $45,000 or more and will fight to get you the money you deserve.
How Lawyers Increase Settlement Values
Here’s something most people don’t know…
Insurance companies take you more seriously when you have legal representation. Why? Because they know you mean business and will fight for the money you deserve. They know a skilled car accident attorney will not let them get away with anything.
Seasoned lawyers understand how to build a case that gets you maximum compensation. They know what evidence to gather and how to present it effectively.
You were rear-ended and now have whiplash? The insurance company is going to try and lowball your case by saying your injury is just a “soft tissue” injury that will heal quickly.
Your attorney knows better and will ensure your payout covers not only current medical bills, but future treatment too.
Understanding Your Case Worth
Think your minor fender bender isn’t worth much?
Think again. The average car accident settlement is anywhere from $15,000 to $80,000, but many cases can be worth tens of thousands more when they are handled properly.
Here’s what goes into your case value
Severity of your injuries has the biggest impact on your compensation value, but even seemingly minor injuries can be worth tens of thousands of dollars if they affect your life in a major way.
Medical expenses are the foundation of your claim. This can range from emergency room visits to physical therapy sessions. But what most people don’t realize is that future medical expenses matter too.
Lost wages include not only the time you missed from work, but reduced earning capacity, missed promotions, and loss of opportunity too.
Pain and suffering are often the largest component of your final settlement and they include physical pain, emotional distress, and loss of enjoyment of life.
Here’s what insurance companies don’t want you to know…
Each of these areas can be calculated a number of different ways and a skilled attorney knows which approach is going to provide you with the highest payout.
The Real Cost of Going Without a Lawyer
Let me tell you something you might not realize…
Attempting to handle your own car accident case could be costing you tens of thousands of dollars. I know you might think you are saving money by not paying attorney fees.
The reality is completely different.
Insurance adjusters are trained negotiators and they will throw every tactic in the book at you. They will use phrases like “this is our final offer” and try to get you to make a quick decision.
The truth is…
Nothing is non-negotiable and initial offers are almost always below what your case is actually worth.
They offer you $20,000 and an attorney might be able to negotiate that same claim for $60,000 or more.
Insurance companies are far more willing to offer fair compensation if they think a lawyer is going to take it to court.
Maximizing Your Compensation Strategy
Ready to get every single dollar you are owed?
Here’s exactly how professional attorneys go about doing it…
They start by conducting a thorough investigation. This means they will work to gather police reports, talk to witnesses, and document the accident scene.
Next, they will build up a comprehensive file of information on your accident. This will include medical records, employment records, and evidence of how the accident has impacted your life.
This is followed by the negotiation phase. This is where having legal representation really starts to pay dividends. Your attorney will present a detailed demand package that outlines what you deserve and why.
Here’s the secret sauce…
Seasoned attorneys understand the psychology of negotiations. They know how to present your claim in a way that pressures insurance companies to offer you a fair compensation amount.
They have no issue taking a case to court if they need to. Insurance companies know this and will offer far more reasonable settlements when they know there is a potential court date looming.
Building Your Evidence Foundation
The strength of your car accident claim depends entirely on the evidence you can provide.
Professional attorneys understand exactly which documentation is needed to ensure you receive maximum settlement value.
Medical evidence forms the bulk of your claim. This includes treatment notes, diagnostics like imaging, therapy records, and even the opinion of your treating physician.
Employment records will be used to prove lost wages and a reduction in earning capacity. Your attorney will help calculate the long-term financial impact.
Start documenting everything right away. The longer you wait the harder it becomes to prove your injuries were caused by the accident.
Making Your Decision
Car accident compensation isn’t just about recouping costs and getting back to where you were before the accident.
It’s about protecting yourself financially for the years to come.
The difference between attempting to handle your own case and working with a skilled lawyer could be the difference between financial recovery and bankruptcy.
Consider the facts
Professional legal representation will increase your chances of getting compensated by 40% from 51% to 91%. And when you get compensated as a represented client, it is typically three times more than if you are on your own.
Insurance companies love taking advantage of your situation. Level the playing field with professional legal representation.
Final Thoughts
Skilled car accident attorneys don’t just get you a higher settlement amount – they increase your chances of getting compensated at all. And with 95% of all personal injury cases settling before trial and represented clients receiving three times more compensation, the decision is easy to make.
Your case is simply too important to handle on your own. Get a professional and get paid every dollar you deserve.
